The Micro Credits are offered to individual business owner although they are mostly delivered through Community Groups (CGs) which consists of 5 to 10 persons. The loan is secured through solidarity group guarantee. The group methodology employed requires the CG to hold regular meetings, demonstrate the ability to save before the first loan is made available, purchase accident and hospitalization insurance for the loan. The popular credit products demanded by the local communities are:

  • Livestock Loans (LS)
  • Fishing Loans (FL)
  • Small Farming Loans (SFL)
  • Enterprise Development Loans (EDL)